Listing provided courtesy of Cummings & Co. Realtors- MLS# MDHR2056412MLS ProviderContact Information: [email protected] - 4108230033

3723 BAY ROADSTREET, MD 21154

Single Family · 4 Beds · 3 Full Baths · 1 Half Bath · 2,879 Sq. ft. | 3.65 Acres
$795,000 ACTIVE

3723 BAY ROAD Overview

Time on Site:
11 days
Visits:
4

Privacy. Space. A backyard that feels like your own private retreat. Tucked away at the end of a shared private lane serving just four homes. This custom-built brick rancher sits on 3.65 acres and offers the perfect blend of privacy, comfort, and resort-style outdoor living. Positioned at the end of the lane, the property enjoys a peaceful setting with mature trees and generous open yard space. The backyard is designed for making memories, featuring an in-ground saltwater pool with diving board, an expansive 12'x44' Trex composite deck, and a tranquil wooded backdrop. Brazilian cherry hardwood floors, fresh paint, and 9-foot ceilings create a warm and inviting atmosphere throughout the main level. The kitchen offers granite countertops, abundant solid wood cabinetry, and a sunny breakfast nook overlooking the backyard. The adjoining spacious family room features an auto-start pellet stove, creating a cozy gathering space during cooler months, while the separate dining room is ready for holidays, celebrations, and everyday meals. A convenient half bath, separate laundry room, and oversized attached two-car garage add functionality to daily living. Designed for comfortable everyday living, the thoughtful floor plan offers generous gathering spaces and flexible rooms to fit a variety of lifestyles. The main level includes 3 bedrooms, 2.5 baths, and a dedicated office. While the office does not include a closet, it offers the flexibility to serve as a 4th bedroom, nursery, guest room, play room or home office. The spacious primary suite features a large walk-in closet and a beautifully updated bath with a jetted soaking tub, custom glass shower with dual showerheads, and a Terrazzo shower base. The secondary bedrooms each offer a large closet for storage. The lower level offers finished living space perfect for movie or game nights, complete with an auto-start pellet stove and an oversized full bath. There is plenty of finished space to add another bedroom or office next to the spacious full bath. The expansive unfinished area provides abundant storage today and outstanding potential for future finished living space, including additional bedrooms (with appropriate approvals), a guest suite, hobby room, home gym, or workshop. Lovingly maintained by its original owners, the home reflects years of thoughtful improvements, including a Trex composite deck (2021), new roof (2022), gutter guards, and a new pool liner, safety cover, and solar cover (2023), just to name a few. Whether you're entertaining poolside, enjoying a quiet morning coffee on the deck with the hummingbirds, watching a summer storm roll through the trees, or spending a cozy evening by the fire, this is a home designed to be enjoyed in every season. OPEN HOUSE SATURDAY, JUNE 27TH FROM 12PM-3PM

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3723 BAY ROAD Facts & Features

  • Type Single Family
  • Sq. ft. 2,879
  • Price/Sq.ft. $276
  • Lot 3.65 Acres

Details

General

Association/HOA

  • Association: No
  • Condo/Coop Association: No

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: Yes - Personal
  • Total SQFT: 4258
  • Year Built: 1998

Location/Region

  • Country: US
  • County: HARFORD
  • County Or Parish: HARFORD
  • In City Limits: No
  • Subdivision Name: NONE AVAILABLE

Parking Information

  • Total Parking Spaces: 8
  • Type of Parking: Attached Garage,Driveway,Off Street

Tax Information

  • County Tax: 4529.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $4,529.00
  • Tax Assessed Value: 446333.00
  • Tax Year: 2026

General Information

  • Exclusions: Furnishings and decor. Adirondack chairs. Dining room curtains.
  • Furnished: No
  • Inclusions: Swing under deck, 2 planters @ pool, hose reel, 2 vinyl storage chests under deck stairs, fire pit. All pool equipment and related materials. Cantilever umbrella @ pool, MTD Yardman Lawn Tractor with quick attach snowplow blade, Nest Thermostat, Nest Doorbell
  • Property Condition: Good
  • Property Type: Residential
  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: AG

Interior

Building Information

  • Basement Finished Percent: 33.00
  • Cooling Fuel: Electric
  • Heating Fuel: Pellets,Propane - Owned

Parking Information

  • Garage Features: Garage Door Opener,Inside Access,Oversized
  • Garage Spaces: 2.00
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Full Main Level: 2
  • Bathrooms Half: 1
  • Bathrooms Half Main Level: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Exterior/Construction

  • Structure Type: Detached
  • Wall & Ceiling Types: 9'+ Ceilings,Dry Wall,Mod Walls,Block Walls

Building Interior

  • Above Grade Finished Area: 2129
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 750
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Propane
  • Laundry Type: Has Laundry,Main Floor,Washer In Unit,Dryer In Unit

General Information

  • Accessibility Features: 36+ wide Halls,32+ wide Doors
  • Appliances: Built-In Microwave, Dishwasher, Dryer - Gas, Exhaust Fan, Humidifier, Icemaker, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Stove, Washer
  • Cooling: Ceiling Fan(s), Central A/C
  • Electric: Underground
  • Fireplace Features: Free Standing,Other
  • Fireplace: Yes
  • Fireplaces Total: 2
  • Flooring: Carpet, Ceramic Tile, Concrete, Hardwood, Laminate Plank
  • Foundation Details: Active Radon Mitigation, Block
  • Interior Features: Attic/House Fan, Bathroom - Jetted Tub, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Table Space, Pantry, Primary Bath(s)
  • Internet Services: Cable,Broadband
  • Levels: 2
  • Living Area: 2879
  • Living Area Source: Assessor
  • Main Level Bathrooms: 3.00
  • Main Level Bedrooms: 4
  • Rooms Total: 15
  • Window Features: Double Hung, Double Pane, Screens

Room Information

  • Room List: Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Kitchen,Family Room,Breakfast Room,Laundry,Office,Recreation Room,Storage Room,Bathroom 2,Bathroom 3,Primary Bathroom,Half Bath

Exterior

Parking Information

  • Parking Features: Paved Driveway

Lot Information

  • Lot Features: Backs to Trees, Trees/Wooded, Landscaping, No Thru Street, Not In Development, Partly Wooded, SideYard(s), Rear Yard, Private, Premium, Front Yard
  • Lot Size Acres: 3.65
  • Lot Size Source: Estimated
  • Lot Size Square Feet: 158994.00
  • Lot Size Units: Square Feet
  • Road Responsibility: Private,Road Maintenance Agreement
  • Road Surface Type: Access - On Grade,Gravel
  • Water Source: Well, Private

Waterfront/View

  • View: Scenic Vista, Trees/Woods, Garden/Lawn
  • Water Oriented: No
  • Water View: No
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Ranch/Rambler
  • Construction Materials: Brick, Block
  • Patio And Porch Features: Deck(s), Patio(s), Porch(es)
  • Roof: Architectural Shingle

General Information

  • Exterior Features: Exterior Lighting, Flood Lights, Gutter System
  • Fencing: Partially, Rear, Wood
  • Other Structures: Above Grade,Below Grade
  • Pool Features: Fenced, In Ground, Saltwater
  • Sewer: Gravity Sept Fld, Private Septic Tank
  • Utilities: Propane,Cable TV
  • Water Access: No

Room Information

Room: Bathroom 3

  • Level: Lower 1
  • Features: Bathroom - Tub Shower,Flooring - Ceramic Tile

Room: Recreation Room

  • Level: Lower 1
  • Length: 26
  • Width: 34
  • Features: Attached Bathroom,Basement - Partially Finished,Bathroom - Tub Shower,Fireplace - Other,Flooring - Laminate Plank,Lighting - Recessed

Room: Storage Room

  • Level: Lower 1
  • Length: 37
  • Width: 36
  • Features: Basement - Unfinished,Flooring - Concrete

Room: Bathroom 2

  • Level: Main
  • Features: Bathroom - Tub Shower,Flooring - Vinyl

Room: Bedroom 2

  • Level: Main
  • Length: 10
  • Width: 10
  • Features: Ceiling Fan(s),Flooring - HardWood

Room: Bedroom 3

  • Level: Main
  • Length: 10
  • Width: 12
  • Features: Ceiling Fan(s),Crown Molding,Flooring - HardWood

Room: Breakfast Room

  • Level: Main
  • Length: 11
  • Width: 9
  • Features: Breakfast Nook,Breakfast Room,Dining Area,Lighting - Pendants,Flooring - Vinyl

Room: Dining Room

  • Level: Main
  • Length: 14
  • Width: 11
  • Features: Chair Rail,Crown Molding,Dining Area,Flooring - HardWood,Formal Dining Room

Room: Family Room

  • Level: Main
  • Length: 16
  • Width: 16
  • Features: Ceiling Fan(s),Crown Molding,Fireplace - Other,Flooring - Carpet

Room: Half Bath

  • Level: Main
  • Features: Flooring - Ceramic Tile

Room: Kitchen

  • Level: Main
  • Length: 10
  • Width: 13
  • Features: Breakfast Bar,Ceiling Fan(s),Countertop(s) - Granite,Dining Area,Kitchen - Propane Cooking,Pantry,Flooring - Vinyl

Room: Laundry

  • Level: Main
  • Length: 9
  • Width: 6
  • Features: Flooring - Vinyl

Room: Office

  • Level: Main
  • Length: 9
  • Width: 9
  • Features: Ceiling Fan(s),Crown Molding,Flooring - HardWood

Room: Primary Bathroom

  • Level: Main
  • Length: 8
  • Width: 9
  • Features: Bathroom - Jetted Tub,Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Double Sink,Flooring - Ceramic Tile

Room: Primary Bedroom

  • Level: Main
  • Length: 13
  • Width: 17
  • Features: Attached Bathroom,Ceiling Fan(s),Crown Molding,Flooring - HardWood,Walk-In Closet(s)

Find, Buy & Move into Your Home with Us.

Instead of having a mortgage team here, an insurance agent there, a REALTOR® down the street, an inspector and a moving company across town, you have one team with one goal and one focus: you. Ask for “All-Inclusive” Buying.

Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

Accolades:
98 %
Customer
Satisfaction
4.8

311 Reviews
Top Services:
  • Buying
  • Selling
  • Rental Properties
  • Investment Properties
  • Luxury Properties
Key Advantages:
  • Be your guide with expert knowledge of your area
  • Help find your home and offer objective information and opinions
  • Stand in your corner during negotiations
  • Assist with paperwork and details to get you to closing
  • Connect you to vendors if work is needed

Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

Accolades:
97 %
Customer
Satisfaction
5.0

3,803 Reviews
Top Services:
  • Fixed & adjustable rate mortgages
  • FHA and VA mortgage programs
  • Rapid Close™
  • USDA Loans
Key Advantages:
  • Full suite of mortgage programs to meet your specific needs
  • Friendly professionals guide through every step of the loan process
  • We help you find and lock in on the market’s best interest rate
  • We work closely with your title company to ensure accurate closing

We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

Accolades:
97 %
Customer
Satisfaction
5.0

240 Reviews
Top Services:
  • Home Inspection
  • Radon Gas
  • Termite Inspection
  • Test Indoor Air Quality
  • Pay at Closing*
Key Advantages:
  • Scheduling online 24x7 confirm a convenient date & time for you & your agents
  • High-tech journey makes it easy to sign agreement, make payment, view reports
  • One stop shop for home, radon & termite
  • Knowledgeable, friendly inspectors teach you about your home and property
  • Custom homeowner’s manual teaches you how to maintain your home

* A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

Accolades:
97 %
Customer
Satisfaction
4.9

Reviews
Top Services:
  • Title Search & Status
  • Title Insurance
  • Document Prep
  • Closing Coordination
  • Filing & Recording
Key Advantages:
  • Ensure that there are no unresolved claims or liens on your home’s title
  • Help secure insurance against unexpected title challenges
  • Prepare closing paperwork to ensure documents are in compliance with laws
  • Coordinate with all parties to schedule final closing
  • File & record your paperwork with the courthouse

We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

Accolades:
98 %
Customer
Satisfaction
4.9

77 Reviews
Top Services:
  • Home Insurance
  • Auto Insurance
  • Umbrella Insurance
  • Motorcycle, Boat, RV and more
Key Advantages:
  • Specialize in real estate and bundle other policies for savings
  • Work with 10+ leading carriers to secure the best coverage at the best cost
  • Save you time by shopping for you
  • We’re independent - we find and present you with the best offers and let you decide
  • Guide you with ongoing service and support

We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

Accolades:
98 %
Customer
Satisfaction
4.6

953 Reviews
Top Services:
  • Packing & Unpacking
  • Decluttering
  • Storage
  • Local or Long Distance
  • International Moving
Key Advantages:
  • 30-minute guided virtual survey with next business day Guaranteed quote
  • Best Price Guarantee*†
  • 2-months free storage*‡
  • $20,000 full value protection*
  • Personal move concierge - from first call until last box is delivered

* Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

Accolades:
98 %
Customer
Satisfaction
4.8

120 Reviews
Top Services:
  • Property Surveys
  • Marketing
  • Tenant Screening
  • Maintenance
  • Lease Enforcement
Key Advantages:
  • We’ll guide and help identify the right properties to invest in
  • Use of smart devices, predictive data and analytics to help maintain properties
  • Get more free time when we handle billing and payments
  • We continuously monitor state and federal landlord/tenant laws
  • Become more knowledgeable with quarterly portfolio reviews & guidance
  • Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    311 Reviews
    Top Services:
    • Buying
    • Selling
    • Rental Properties
    • Investment Properties
    • Luxury Properties
    Key Advantages:
    • Be your guide with expert knowledge of your area
    • Help find your home and offer objective information and opinions
    • Stand in your corner during negotiations
    • Assist with paperwork and details to get you to closing
    • Connect you to vendors if work is needed
  • Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    3,803 Reviews
    Top Services:
    • Fixed & adjustable rate mortgages
    • FHA and VA mortgage programs
    • Rapid Close™
    • USDA Loans
    Key Advantages:
    • Full suite of mortgage programs to meet your specific needs
    • Friendly professionals guide through every step of the loan process
    • We help you find and lock in on the market’s best interest rate
    • We work closely with your title company to ensure accurate closing
  • We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

    Accolades:
    97 %
    Customer
    Satisfaction
    4.9

    Reviews
    Top Services:
    • Title Search & Status
    • Title Insurance
    • Document Prep
    • Closing Coordination
    • Filing & Recording
    Key Advantages:
    • Ensure that there are no unresolved claims or liens on your home’s title
    • Help secure insurance against unexpected title challenges
    • Prepare closing paperwork to ensure documents are in compliance with laws
    • Coordinate with all parties to schedule final closing
    • File & record your paperwork with the courthouse
  • We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.9

    77 Reviews
    Top Services:
    • Home Insurance
    • Auto Insurance
    • Umbrella Insurance
    • Motorcycle, Boat, RV and more
    Key Advantages:
    • Specialize in real estate and bundle other policies for savings
    • Work with 10+ leading carriers to secure the best coverage at the best cost
    • Save you time by shopping for you
    • We’re independent - we find and present you with the best offers and let you decide
    • Guide you with ongoing service and support
  • We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    240 Reviews
    Top Services:
    • Home Inspection
    • Radon Gas
    • Termite Inspection
    • Test Indoor Air Quality
    • Pay at Closing*
    Key Advantages:
    • Scheduling online 24x7 confirm a convenient date & time for you & your agents
    • High-tech journey makes it easy to sign agreement, make payment, view reports
    • One stop shop for home, radon & termite
    • Knowledgeable, friendly inspectors teach you about your home and property
    • Custom homeowner’s manual teaches you how to maintain your home

    * A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

  • We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.6

    953 Reviews
    Top Services:
    • Packing & Unpacking
    • Decluttering
    • Storage
    • Local or Long Distance
    • International Moving
    Key Advantages:
    • 30-minute guided virtual survey with next business day Guaranteed quote
    • Best Price Guarantee*†
    • 2-months free storage*‡
    • $20,000 full value protection*
    • Personal move concierge - from first call until last box is delivered

    * Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

  • We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    120 Reviews
    Top Services:
    • Property Surveys
    • Marketing
    • Tenant Screening
    • Maintenance
    • Lease Enforcement
    Key Advantages:
    • We’ll guide and help identify the right properties to invest in
    • Use of smart devices, predictive data and analytics to help maintain properties
    • Get more free time when we handle billing and payments
    • We continuously monitor state and federal landlord/tenant laws
    • Become more knowledgeable with quarterly portfolio reviews & guidance

3723 BAY ROAD Neighborhood

Community

21154 (STREET) Demographics

50
Median Age
160
Population Density (per sq. mile)
37%
College Educated
$102,793
Estimated Median Income
2,142
Estimated Total Home Owners
145
Estimated Total Renters
94% / 6%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

3723 BAY ROAD Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

3723 BAY ROAD Market Data

Based on the last 30 days in this zip code

$870,023
Average List Price
$221
Average Price per Square Foot
6
Properties Sold
54
Average Days on Market
17
Properties for Sale
Calculations provided by Reliance Network

3723 BAY ROAD History

Date Event Value Agent
6/18/2026Source: BRIGHT MLS Added to Database
June 18, 2026
12/3/2024Source: BRIGHT MLS Added to Database
August 10, 2021