Listing provided courtesy of ERA Oakcrest Realty, Inc.- MLS# VAFV2041270MLS ProviderContact Information: [email protected] - 5406650360

128 DOGWOOD DRIVECROSS JUNCTION, VA 22625

Single Family · 4 Beds · 3 Full Baths · 1 Half Bath · 2,722 Sq. ft. | 0.32 Acres
$390,000 ACTIVE

128 DOGWOOD DRIVE Overview

Time on Site:
65 days
Visits:
0

EXCEPTIONAL VALUE IN A PRIVATE, GATED LAKE COMMUNITY. BEAUTIFULLY UPDATED 4-BEDROOM, 4-BATH CEDAR CAPE COD for $390,000. Also available with an adjoining building lot for a total of $425,000. In Lake Holiday near Winchester with a spectacular 240-acre deep-water lake, mountain views and beaches. Enjoy fishing, boating, swimming, water skiing, a clubhouse with an exercise room, walking trails, dog park, playground and picnic areas, and tennis, basketball and volleyball courts. Ideal for full-time living or weekend getaways. About 90 minutes from the beltway. An easy drive to historic downtown Winchester, Berkeley Springs and Cacapon State Park on Rt. 522. Luxury vinyl floors that resemble hardwood and tile floors. Spacious living room. Well-appointed kitchen with granite countertops, maple cabinets, newer stainless appliances, tile back splash and an adjoining dining area. Enjoy a seasonal view of the lake from the large back deck off the kitchen. There's also a deck below off the finished walkout basement. The house's lower level offers the potential for an in-law suite: A generously sized family room with a gas log fireplace and an impressive wet bar, a bedroom and a full bath. Architectural shingle roof approximately 2 years old. Above-ground 120-gallon propane tank that supplies the gas log is owned by the seller and conveys. Possibilities abound with the adjoining lot. Build another dream house or perhaps a smaller home for a family member, or a garage. Combined size of the two properties is .57 of an acre. The properties also are available separately with the house at 128 Dogwood for $390,000 (Lot 118, Tax Map 18A04-4A-12- 118) and the lot at 130 Dogwood for $40,000 (Lot 117, Tax Map Tax 18A04-4A-12- 117 ). Buyers responsible at settlement for the $2,000 capitalization fee for each property. Monthly HOA fees are $156 for the house and $144 for the lot next door. Water/sewer tap fee to build on the lot currently totals $5,000 and the water/sewer availability fee for the lot is $20 per month until a house is built. Gated community - buyers must be accompanied by their agents. Traffic rules strictly enforced: 25 mph speed limit and complete stop at stop signs. Airbnb and short-term rentals (less than 6 months) are not permitted. Basement bedroom's window may not meet full egress. Tax and HOA amounts on this listing are for 128 Dogwood only.

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128 DOGWOOD DRIVE Facts & Features

  • Type Single Family
  • Sq. ft. 2,722
  • Price/Sq.ft. $143
  • Lot 0.32 Acres

Details

General

Association/HOA

  • Association Amenities: Lake, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Basketball Courts, Beach, Boat Ramp, Boat Dock/Slip, Club House, Common Grounds, Exercise Room, Gated Community, Meeting Room, Pier/Dock, Security, Volleyball Courts, Dog Park, Jog/Walk Path, Non-Lake Recreational Area, Party Room
  • Association Fee: $156.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Trash, Security Gate, Snow Removal, Road Maintenance
  • Association Name: LAKE HOLIDAY ESTATES
  • Association: Yes
  • Condo/Coop Association: No

School Information

  • Elementary School: GAINESBORO
  • Middle Or Junior School: FREDERICK COUNTY
  • High School: JAMES WOOD

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 2722
  • Year Built: 1992

Location/Region

  • Country: US
  • County: FREDERICK
  • County Or Parish: FREDERICK
  • In City Limits: No
  • Subdivision Name: LAKE HOLIDAY ESTATES

Parking Information

  • Total Parking Spaces: 3
  • Type of Parking: Driveway,Off Street

Tax Information

  • City/Town Tax Payment Frequency: Annually
  • County Tax: 1709.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $1,709.00
  • Tax Assessed Value: 356100.00
  • Tax Year: 2025

General Information

  • Property Type: Residential
  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2025
  • Zoning: R5

Interior

Building Information

  • Cooling Fuel: Electric
  • Heating Fuel: Electric

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Full Main Level: 1
  • Bathrooms Half: 1
  • Bathrooms Half Main Level: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Exterior/Construction

  • Structure Type: Detached

Building Interior

  • Above Grade Finished Area: 1714
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 1008
  • Below Grade Finished Area Source: Assessor
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Electric
  • Laundry Type: Has Laundry,Washer In Unit,Dryer In Unit,Basement

General Information

  • Accessibility Features: None
  • Appliances: Dishwasher, Oven/Range - Electric, Refrigerator, Washer, Dryer - Electric, Stainless Steel Appliances, Built-In Microwave
  • Cooling: Central A/C, Heat Pump(s), Ceiling Fan(s)
  • Door Features: French,Sliding Glass
  • Fireplace Features: Gas/Propane
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Luxury Vinyl Plank, Ceramic Tile, Carpet
  • Foundation Details: Permanent
  • Interior Features: Attic, Kitchen - Country, Kitchen - Table Space, Kitchen - Eat-In, Entry Level Bedroom, Upgraded Countertops, Window Treatments, Wet/Dry Bar, Primary Bath(s), Recessed Lighting, Pantry, Wood Floors, Combination Kitchen/Dining, Ceiling Fan(s), Bathroom - Walk-In Shower, Bathroom - Tub Shower, Carpet
  • Internet Services: Cable
  • Levels: 3
  • Living Area: 2722
  • Living Area Source: Assessor
  • Main Level Bathrooms: 2.00
  • Main Level Bedrooms: 1
  • Window Features: Skylights

Room Information

  • Room List: Living Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Laundry,Other,Bathroom 2,Primary Bathroom,Full Bath,Half Bath

Exterior

Parking Information

  • Parking Features: Circular Driveway

Lot Information

  • Lot Features: Trees/Wooded, Backs to Trees
  • Lot Size Acres: 0.32
  • Lot Size Source: Estimated
  • Lot Size Square Feet: 13906.00
  • Lot Size Units: Square Feet
  • Road Responsibility: HOA
  • Water Source: Public

Waterfront/View

  • View: Water, Trees/Woods
  • Water Oriented: No
  • Water View: Yes
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Cape Cod
  • Construction Materials: Cedar
  • Patio And Porch Features: Deck(s)
  • Roof: Architectural Shingle

General Information

  • Other Structures: Above Grade,Below Grade
  • Sewer: Public Sewer
  • Utilities: Cable TV Available
  • Water Access: No

Room Information

Room: Bedroom 4

  • Level: Lower 1
  • Dimensions: 16 X 10
  • Length: 16
  • Width: 10
  • Features: Flooring - Luxury Vinyl Plank

Room: Family Room

  • Level: Lower 1
  • Dimensions: 22 X 20
  • Length: 22
  • Width: 20
  • Features: Fireplace - Gas,Ceiling Fan(s),Wet Bar,Flooring - Luxury Vinyl Plank

Room: Full Bath

  • Level: Lower 1
  • Features: Flooring - Ceramic Tile

Room: Laundry

  • Level: Lower 1
  • Dimensions: 7 X 6
  • Length: 7
  • Width: 6
  • Features: Flooring - Ceramic Tile

Room: Other

  • Level: Lower 1
  • Dimensions: 10 X 10
  • Length: 10
  • Width: 10
  • Features: Flooring - Concrete

Room: Half Bath

  • Level: Main
  • Features: Flooring - Ceramic Tile

Room: Kitchen

  • Level: Main
  • Dimensions: 20 X 12
  • Length: 20
  • Width: 12
  • Features: Dining Area,Flooring - Ceramic Tile

Room: Living Room

  • Level: Main
  • Dimensions: 21 X 125
  • Length: 21
  • Width: 12
  • Features: Ceiling Fan(s),Flooring - Luxury Vinyl Plank

Room: Primary Bathroom

  • Level: Main
  • Features: Flooring - Ceramic Tile

Room: Primary Bedroom

  • Level: Main
  • Dimensions: 17 X 11
  • Length: 17
  • Width: 11
  • Features: Ceiling Fan(s),Flooring - Luxury Vinyl Plank

Room: Bathroom 2

  • Level: Upper 1
  • Features: Flooring - Ceramic Tile,Skylight(s)

Room: Bedroom 2

  • Level: Upper 1
  • Dimensions: 17 X 14
  • Length: 17
  • Width: 14
  • Features: Flooring - Carpet,Ceiling Fan(s)

Room: Bedroom 3

  • Level: Upper 1
  • Dimensions: 17 X 14
  • Length: 17
  • Width: 14
  • Features: Flooring - Carpet,Ceiling Fan(s)

Find, Buy & Move into Your Home with Us.

Instead of having a mortgage team here, an insurance agent there, a REALTOR® down the street, an inspector and a moving company across town, you have one team with one goal and one focus: you. Ask for “All-Inclusive” Buying.

Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

Accolades:
98 %
Customer
Satisfaction
4.8

311 Reviews
Top Services:
  • Buying
  • Selling
  • Rental Properties
  • Investment Properties
  • Luxury Properties
Key Advantages:
  • Be your guide with expert knowledge of your area
  • Help find your home and offer objective information and opinions
  • Stand in your corner during negotiations
  • Assist with paperwork and details to get you to closing
  • Connect you to vendors if work is needed

Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

Accolades:
97 %
Customer
Satisfaction
5.0

3,803 Reviews
Top Services:
  • Fixed & adjustable rate mortgages
  • FHA and VA mortgage programs
  • Rapid Close™
  • USDA Loans
Key Advantages:
  • Full suite of mortgage programs to meet your specific needs
  • Friendly professionals guide through every step of the loan process
  • We help you find and lock in on the market’s best interest rate
  • We work closely with your title company to ensure accurate closing

We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

Accolades:
97 %
Customer
Satisfaction
5.0

240 Reviews
Top Services:
  • Home Inspection
  • Radon Gas
  • Termite Inspection
  • Test Indoor Air Quality
  • Pay at Closing*
Key Advantages:
  • Scheduling online 24x7 confirm a convenient date & time for you & your agents
  • High-tech journey makes it easy to sign agreement, make payment, view reports
  • One stop shop for home, radon & termite
  • Knowledgeable, friendly inspectors teach you about your home and property
  • Custom homeowner’s manual teaches you how to maintain your home

* A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

Accolades:
97 %
Customer
Satisfaction
4.9

Reviews
Top Services:
  • Title Search & Status
  • Title Insurance
  • Document Prep
  • Closing Coordination
  • Filing & Recording
Key Advantages:
  • Ensure that there are no unresolved claims or liens on your home’s title
  • Help secure insurance against unexpected title challenges
  • Prepare closing paperwork to ensure documents are in compliance with laws
  • Coordinate with all parties to schedule final closing
  • File & record your paperwork with the courthouse

We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

Accolades:
98 %
Customer
Satisfaction
4.9

77 Reviews
Top Services:
  • Home Insurance
  • Auto Insurance
  • Umbrella Insurance
  • Motorcycle, Boat, RV and more
Key Advantages:
  • Specialize in real estate and bundle other policies for savings
  • Work with 10+ leading carriers to secure the best coverage at the best cost
  • Save you time by shopping for you
  • We’re independent - we find and present you with the best offers and let you decide
  • Guide you with ongoing service and support

We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

Accolades:
98 %
Customer
Satisfaction
4.6

953 Reviews
Top Services:
  • Packing & Unpacking
  • Decluttering
  • Storage
  • Local or Long Distance
  • International Moving
Key Advantages:
  • 30-minute guided virtual survey with next business day Guaranteed quote
  • Best Price Guarantee*†
  • 2-months free storage*‡
  • $20,000 full value protection*
  • Personal move concierge - from first call until last box is delivered

* Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

Accolades:
98 %
Customer
Satisfaction
4.8

120 Reviews
Top Services:
  • Property Surveys
  • Marketing
  • Tenant Screening
  • Maintenance
  • Lease Enforcement
Key Advantages:
  • We’ll guide and help identify the right properties to invest in
  • Use of smart devices, predictive data and analytics to help maintain properties
  • Get more free time when we handle billing and payments
  • We continuously monitor state and federal landlord/tenant laws
  • Become more knowledgeable with quarterly portfolio reviews & guidance
  • Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    311 Reviews
    Top Services:
    • Buying
    • Selling
    • Rental Properties
    • Investment Properties
    • Luxury Properties
    Key Advantages:
    • Be your guide with expert knowledge of your area
    • Help find your home and offer objective information and opinions
    • Stand in your corner during negotiations
    • Assist with paperwork and details to get you to closing
    • Connect you to vendors if work is needed
  • Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    3,803 Reviews
    Top Services:
    • Fixed & adjustable rate mortgages
    • FHA and VA mortgage programs
    • Rapid Close™
    • USDA Loans
    Key Advantages:
    • Full suite of mortgage programs to meet your specific needs
    • Friendly professionals guide through every step of the loan process
    • We help you find and lock in on the market’s best interest rate
    • We work closely with your title company to ensure accurate closing
  • We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

    Accolades:
    97 %
    Customer
    Satisfaction
    4.9

    Reviews
    Top Services:
    • Title Search & Status
    • Title Insurance
    • Document Prep
    • Closing Coordination
    • Filing & Recording
    Key Advantages:
    • Ensure that there are no unresolved claims or liens on your home’s title
    • Help secure insurance against unexpected title challenges
    • Prepare closing paperwork to ensure documents are in compliance with laws
    • Coordinate with all parties to schedule final closing
    • File & record your paperwork with the courthouse
  • We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.9

    77 Reviews
    Top Services:
    • Home Insurance
    • Auto Insurance
    • Umbrella Insurance
    • Motorcycle, Boat, RV and more
    Key Advantages:
    • Specialize in real estate and bundle other policies for savings
    • Work with 10+ leading carriers to secure the best coverage at the best cost
    • Save you time by shopping for you
    • We’re independent - we find and present you with the best offers and let you decide
    • Guide you with ongoing service and support
  • We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    240 Reviews
    Top Services:
    • Home Inspection
    • Radon Gas
    • Termite Inspection
    • Test Indoor Air Quality
    • Pay at Closing*
    Key Advantages:
    • Scheduling online 24x7 confirm a convenient date & time for you & your agents
    • High-tech journey makes it easy to sign agreement, make payment, view reports
    • One stop shop for home, radon & termite
    • Knowledgeable, friendly inspectors teach you about your home and property
    • Custom homeowner’s manual teaches you how to maintain your home

    * A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

  • We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.6

    953 Reviews
    Top Services:
    • Packing & Unpacking
    • Decluttering
    • Storage
    • Local or Long Distance
    • International Moving
    Key Advantages:
    • 30-minute guided virtual survey with next business day Guaranteed quote
    • Best Price Guarantee*†
    • 2-months free storage*‡
    • $20,000 full value protection*
    • Personal move concierge - from first call until last box is delivered

    * Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

  • We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    120 Reviews
    Top Services:
    • Property Surveys
    • Marketing
    • Tenant Screening
    • Maintenance
    • Lease Enforcement
    Key Advantages:
    • We’ll guide and help identify the right properties to invest in
    • Use of smart devices, predictive data and analytics to help maintain properties
    • Get more free time when we handle billing and payments
    • We continuously monitor state and federal landlord/tenant laws
    • Become more knowledgeable with quarterly portfolio reviews & guidance

128 DOGWOOD DRIVE Neighborhood

Community

22625 (CROSS JUNCTION) Demographics

45
Median Age
85
Population Density (per sq. mile)
34%
College Educated
$85,000
Estimated Median Income
1,197
Estimated Total Home Owners
173
Estimated Total Renters
87% / 13%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

128 DOGWOOD DRIVE Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

128 DOGWOOD DRIVE Market Data

Based on the last 30 days in this zip code

$534,328
Average List Price
$216
Average Price per Square Foot
7
Properties Sold
147
Average Days on Market
35
Properties for Sale
Calculations provided by Reliance Network

128 DOGWOOD DRIVE History

Date Event Value Agent
5/15/2026Source: BRIGHT MLS Price Reduction
$390,000 -1.9%
4/26/2026Source: BRIGHT MLS Added to Database
April 26, 2026
12/3/2024Source: BRIGHT MLS Added to Database
August 13, 2021
12/3/2024Source: BRIGHT MLS Added to Database
August 13, 2021