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Listing provided courtesy of ENC Pirate Realty Belhaven - Allen Tate- MLS# 100580642MLS Provider

655 E Water StreetBelhaven, NC 27810

Single Family · 4 Beds · 2 Full Baths · 2,614 Sq. ft. | 0.30 Acres
$430,000 Pending

655 E Water Street Overview

Time on Site:
19 days
Visits:
3

Welcome to 655 E. Water Street, where timeless historic character meets thoughtful modern updates in one of Belhaven's most picturesque settings. More than just a home, this is a place where memories are made, neighbors become friends, and every day begins and ends with the beauty of life by the water. Perfectly positioned, this exceptional home enjoys captivating views across Pantego Creek as it flows into the Pungo River, creating the perfect backdrop for morning coffee or evening sunsets from the covered front porch while settling into your favorite rocking chair, waving to neighbors, greeting passersby, and embracing the unique charm of small-town coastal living. From the moment you step inside, you'll be captivated by the home's rich history and architectural details, featuring gorgeous original hardwood floors, classic tall ceilings, an elegant curved staircase, detailed moldings, and spacious living areas designed for both everyday living and entertaining. The formal dining room is ideal for hosting family and friends, while the inviting living room centers around a cozy gas log fireplace, offering the perfect place to gather on cool evenings. At the heart of the home is the thoughtfully updated kitchen, showcasing new granite countertops, new flooring, a new sink and disposal, a new refrigerator, an updated dishwasher, abundant cabinetry, a large center island, and an impressive commercial-style gas range that will delight any home chef. A walk-in pantry provides exceptional storage, while the oversized laundry room adds everyday convenience rarely found in homes of this era. A spacious main-level flex room enhances the home's adaptable floor plan and is currently being used as a primary bedroom while offering endless possibilities as a formal parlor, home office, library, den, or guest retreat. Upstairs, three well-appointed bedrooms are filled with natural light, while thoughtfully updated bathrooms on both levels blend modern convenience with the home's classic appeal. Additional recent improvements include a new roof and a new downstairs HVAC unit (2025), providing added peace of mind. Outside, the property continues to impress with its expansive backyard, offering plenty of room for entertaining, gardening, recreation, or simply enjoying the outdoors. A detached barn/workshop, additional storage building, and covered parking provide exceptional functionality and make this property truly one of a kind. Just minutes from Belhaven's vibrant downtown, marinas, local shops, and restaurants, 655 E. Water Street offers more than a beautiful home--it offers a lifestyle. Whether you're taking a golf cart ride through town, watching boats drift along Pantego Creek, or hosting family and friends in the expansive backyard, every day invites you to slow down, savor the moment, and create memories that will last a lifetime.

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655 E Water Street Facts & Features

  • Type Single Family
  • Sq. ft. 2,614
  • Price/Sq.ft. $164
  • Lot 0.30 Acres

Details

General

Association/HOA

  • Association: false

School Information

  • School District: Beaufort
  • Elementary School: Northeast Elementary School
  • Middle Or Junior School: Northeast Elementary
  • High School: Northside High School

Building Information

  • New Construction: false
  • Year Built: 1910

Location/Region

  • County Or Parish: Beaufort
  • Subdivision Name: Not In Subdivision

Tax Information

  • Tax Assessed Value: 334003
  • Tax Year: 2025

General Information

  • Listing Terms: Cash,FHA,USDA Loan,VA Loan
  • Parcel Number: 29154
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Special Listing Conditions: Standard
  • Zoning: Residential

Interior

Parking Information

  • Garage: false

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 4

Building Interior

  • Building Area Total: 2614.0

General Information

  • Appliances: Washer,Refrigerator,Dryer,Disposal,Dishwasher,Gas Range
  • Basement: Crawl Space
  • Entry Level: 1
  • Fireplace Features: Gas Log
  • Fireplace: true
  • Flooring: LVT/LVP,Hardwood
  • Foundation Details: Block,Raised
  • Interior Features: Entrance Foyer,Kitchen Island,Pantry,Blinds/Shades,Built-in Features,Gas Log
  • Laundry Features: Dryer Hookup,Washer Hookup,Laundry Room
  • Levels: Two
  • Living Area: 2614.00
  • Living Area Units: Square Feet
  • Rooms Total: 9
  • Stories Total: 2

Exterior

Parking Information

  • Other Parking: Concrete driveway
  • Parking Features: Covered,Detached,On Site,Paved

Lot Information

  • Frontage Type: See Remarks
  • Lot Features: Front Yard
  • Lot Size Acres: 0.3
  • Lot Size Area: 0.3
  • Lot Size Dimensions: 50 x 195 x 15 x 50 x 65 x 245
  • Lot Size Square Feet: 13068.00
  • Lot Size Units: Acres
  • Water Source: Public

Waterfront/View

  • View: Water
  • Waterfront Features: None
  • Waterfront: false

Building Exterior/Construction

  • Attached Garage: false
  • Construction Materials: Vinyl Siding,Wood Frame
  • Patio And Porch Features: Covered,Front Porch,Rear Porch
  • Roof: Architectural Shingle
  • Structure Type: Wood Frame,Stick Built

General Information

  • Carport Spaces: 1.00
  • Fencing: Partial,Front Yard
  • Horse: false
  • Other Structures: Shed(s),Barn(s),Storage,Workshop
  • Road Frontage Type: City Street,State Road
  • Utilities: Sewer Connected,Water Connected,Cable High Speed,DSL,Fiber Optic

Room Information

Room: Bathroom 1

  • Level: First

Room: Dining Room

  • Level: First

Room: Kitchen

  • Level: First

Room: Laundry

  • Level: First

Room: Living Room

  • Level: First

Room: Master Bedroom

  • Level: First

Room: Utility Room

  • Level: First

Room: Bathroom 2

  • Level: Second

Room: Bedroom 2

  • Level: Second

Room: Bedroom 3

  • Level: Second

Room: Bedroom 4

  • Level: Second

Find, Buy & Move into Your Home with Us.

Instead of having a mortgage team here, an insurance agent there, a REALTOR® down the street, an inspector and a moving company across town, you have one team with one goal and one focus: you. Ask for “All-Inclusive” Buying.

Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

Accolades:
98 %
Customer
Satisfaction
4.8

311 Reviews
Top Services:
  • Buying
  • Selling
  • Rental Properties
  • Investment Properties
  • Luxury Properties
Key Advantages:
  • Be your guide with expert knowledge of your area
  • Help find your home and offer objective information and opinions
  • Stand in your corner during negotiations
  • Assist with paperwork and details to get you to closing
  • Connect you to vendors if work is needed

Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

Accolades:
97 %
Customer
Satisfaction
5.0

3,803 Reviews
Top Services:
  • Fixed & adjustable rate mortgages
  • FHA and VA mortgage programs
  • Rapid Close™
  • USDA Loans
Key Advantages:
  • Full suite of mortgage programs to meet your specific needs
  • Friendly professionals guide through every step of the loan process
  • We help you find and lock in on the market’s best interest rate
  • We work closely with your title company to ensure accurate closing

We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

Accolades:
97 %
Customer
Satisfaction
5.0

240 Reviews
Top Services:
  • Home Inspection
  • Radon Gas
  • Termite Inspection
  • Test Indoor Air Quality
  • Pay at Closing*
Key Advantages:
  • Scheduling online 24x7 confirm a convenient date & time for you & your agents
  • High-tech journey makes it easy to sign agreement, make payment, view reports
  • One stop shop for home, radon & termite
  • Knowledgeable, friendly inspectors teach you about your home and property
  • Custom homeowner’s manual teaches you how to maintain your home

* A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

Accolades:
97 %
Customer
Satisfaction
4.9

Reviews
Top Services:
  • Title Search & Status
  • Title Insurance
  • Document Prep
  • Closing Coordination
  • Filing & Recording
Key Advantages:
  • Ensure that there are no unresolved claims or liens on your home’s title
  • Help secure insurance against unexpected title challenges
  • Prepare closing paperwork to ensure documents are in compliance with laws
  • Coordinate with all parties to schedule final closing
  • File & record your paperwork with the courthouse

We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

Accolades:
98 %
Customer
Satisfaction
4.9

77 Reviews
Top Services:
  • Home Insurance
  • Auto Insurance
  • Umbrella Insurance
  • Motorcycle, Boat, RV and more
Key Advantages:
  • Specialize in real estate and bundle other policies for savings
  • Work with 10+ leading carriers to secure the best coverage at the best cost
  • Save you time by shopping for you
  • We’re independent - we find and present you with the best offers and let you decide
  • Guide you with ongoing service and support

We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

Accolades:
98 %
Customer
Satisfaction
4.6

953 Reviews
Top Services:
  • Packing & Unpacking
  • Decluttering
  • Storage
  • Local or Long Distance
  • International Moving
Key Advantages:
  • 30-minute guided virtual survey with next business day Guaranteed quote
  • Best Price Guarantee*†
  • 2-months free storage*‡
  • $20,000 full value protection*
  • Personal move concierge - from first call until last box is delivered

* Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

Accolades:
98 %
Customer
Satisfaction
4.8

120 Reviews
Top Services:
  • Property Surveys
  • Marketing
  • Tenant Screening
  • Maintenance
  • Lease Enforcement
Key Advantages:
  • We’ll guide and help identify the right properties to invest in
  • Use of smart devices, predictive data and analytics to help maintain properties
  • Get more free time when we handle billing and payments
  • We continuously monitor state and federal landlord/tenant laws
  • Become more knowledgeable with quarterly portfolio reviews & guidance

  • Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    311 Reviews
    Top Services:
    • Buying
    • Selling
    • Rental Properties
    • Investment Properties
    • Luxury Properties
    Key Advantages:
    • Be your guide with expert knowledge of your area
    • Help find your home and offer objective information and opinions
    • Stand in your corner during negotiations
    • Assist with paperwork and details to get you to closing
    • Connect you to vendors if work is needed

  • Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    3,803 Reviews
    Top Services:
    • Fixed & adjustable rate mortgages
    • FHA and VA mortgage programs
    • Rapid Close™
    • USDA Loans
    Key Advantages:
    • Full suite of mortgage programs to meet your specific needs
    • Friendly professionals guide through every step of the loan process
    • We help you find and lock in on the market’s best interest rate
    • We work closely with your title company to ensure accurate closing

  • We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

    Accolades:
    97 %
    Customer
    Satisfaction
    4.9

    Reviews
    Top Services:
    • Title Search & Status
    • Title Insurance
    • Document Prep
    • Closing Coordination
    • Filing & Recording
    Key Advantages:
    • Ensure that there are no unresolved claims or liens on your home’s title
    • Help secure insurance against unexpected title challenges
    • Prepare closing paperwork to ensure documents are in compliance with laws
    • Coordinate with all parties to schedule final closing
    • File & record your paperwork with the courthouse

  • We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.9

    77 Reviews
    Top Services:
    • Home Insurance
    • Auto Insurance
    • Umbrella Insurance
    • Motorcycle, Boat, RV and more
    Key Advantages:
    • Specialize in real estate and bundle other policies for savings
    • Work with 10+ leading carriers to secure the best coverage at the best cost
    • Save you time by shopping for you
    • We’re independent - we find and present you with the best offers and let you decide
    • Guide you with ongoing service and support

  • We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    240 Reviews
    Top Services:
    • Home Inspection
    • Radon Gas
    • Termite Inspection
    • Test Indoor Air Quality
    • Pay at Closing*
    Key Advantages:
    • Scheduling online 24x7 confirm a convenient date & time for you & your agents
    • High-tech journey makes it easy to sign agreement, make payment, view reports
    • One stop shop for home, radon & termite
    • Knowledgeable, friendly inspectors teach you about your home and property
    • Custom homeowner’s manual teaches you how to maintain your home

    * A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

  • We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.6

    953 Reviews
    Top Services:
    • Packing & Unpacking
    • Decluttering
    • Storage
    • Local or Long Distance
    • International Moving
    Key Advantages:
    • 30-minute guided virtual survey with next business day Guaranteed quote
    • Best Price Guarantee*†
    • 2-months free storage*‡
    • $20,000 full value protection*
    • Personal move concierge - from first call until last box is delivered

    * Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

  • We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    120 Reviews
    Top Services:
    • Property Surveys
    • Marketing
    • Tenant Screening
    • Maintenance
    • Lease Enforcement
    Key Advantages:
    • We’ll guide and help identify the right properties to invest in
    • Use of smart devices, predictive data and analytics to help maintain properties
    • Get more free time when we handle billing and payments
    • We continuously monitor state and federal landlord/tenant laws
    • Become more knowledgeable with quarterly portfolio reviews & guidance

655 E Water Street Neighborhood

Community

27810 (Belhaven) Demographics

53
Median Age
20
Population Density (per sq. mile)
30%
College Educated
$42,904
Estimated Median Income
1,312
Estimated Total Home Owners
584
Estimated Total Renters
69% / 31%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

655 E Water Street Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

655 E Water Street Market Data

Based on the last 30 days in this zip code

$415,613
Average List Price
$227
Average Price per Square Foot
0
Properties Sold
162
Average Days on Market
36
Properties for Sale
Calculations provided by Reliance Network

655 E Water Street History

Date Event Value Agent
6/18/2026Source: Hive MLS Status Change
Pending
6/13/2026Source: Hive MLS Status Change
Active
6/10/2026Source: Hive MLS Added to Database
June 10, 2026
12/3/2025Source: Hive MLS Added to Database
December 03, 2025