Listing provided courtesy of Northrop Realty- MLS# MDHW2068138MLS ProviderContact Information: 4105310321

6420 IVY TERRACEELKRIDGE, MD 21075

Single Family · 5 Beds · 3 Full Baths · 1 Half Bath · 2,350 Sq. ft. | 0.18 Acres
$639,900 ACTIVE

6420 IVY TERRACE Overview

Time on Site:
53 days
Visits:
1

Welcome to 6420 Ivy Terrace, a beautifully updated single-family home offering over 2,400 square feet of thoughtfully designed living space in the sought-after Harwood Park community of Howard County. With 5 bedrooms, 3.5 bathrooms, and a picturesque setting back to Harwood Park, this exceptional residence seamlessly blends modern updates, timeless features, and natural beauty. From the moment you arrive, you'll appreciate the home's inviting curb appeal, fresh landscaping, and tranquil surroundings. Step inside to discover gleaming hardwood floors, soaring 9-foot ceilings, abundant natural light, and breathtaking views that create a warm and welcoming atmosphere throughout the main level. The open-concept living and dining rooms are accented by elegant crown molding and offer easy access to the rear deck, where you can enjoy your morning coffee overlooking the treetops while listening to the peaceful sounds of the stream that meanders through the rear of the property. The beautifully updated kitchen is designed for both everyday living and entertaining, featuring 42-inch cabinetry, granite countertops, stainless steel appliances, decorative backsplash, pendant lighting, a center island, a custom coffee bar, and a light-filled bow window that frames the stunning natural views. A convenient powder room completes the main level. Upstairs, retreat to the spacious primary suite featuring ample closet space and a luxurious en-suite bath complete with dual vanities, a soaking tub, and a walk-in shower. Three additional generously sized bedrooms and a full bath complete the upper level. The finished walkout lower level provides exceptional versatility, offering a spacious family room with direct access to the patio and backyard, where scenic views of the stream and surrounding greenery create a peaceful retreat. This level also includes a fifth bedroom, full bath, and laundry room, making it ideal for guests, multi-generational living, or a private home office. Additional highlights include an attached garage. Recent updates include kitchen and lower-level LVP flooring, microwave, painted kitchen cabinets, stove, refrigerator, HVAC, garage/ gym, and more! Ideally located near Harwood Park, playgrounds, basketball courts, community events, BWI Airport, Fort Meade, and major commuter routes including I-95, Route 295, and Route 100, this home offers the perfect combination of convenience, comfort, and natural beauty. Thoughtfully updated and impeccably maintained, 6420 Ivy Terrace is a rare opportunity to enjoy spacious living in one of Howard County's most desirable communities.

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6420 IVY TERRACE Facts & Features

  • Type Single Family
  • Sq. ft. 2,350
  • Price/Sq.ft. $272
  • Lot 0.18 Acres

Details

General

Association/HOA

  • Association: No
  • Condo/Coop Association: No

School Information

  • Elementary School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 2350
  • Year Built: 1998

Location/Region

  • Country: US
  • County: HOWARD
  • County Or Parish: HOWARD
  • In City Limits: No
  • Subdivision Name: HARWOOD PARK

Parking Information

  • Total Parking Spaces: 1
  • Type of Parking: Attached Garage,Driveway

Tax Information

  • County Tax: 4711.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $6,500.00
  • Tax Assessed Value: 443200.00
  • Tax Year: 2025

General Information

  • Property Type: Residential
  • School District Name: HOWARD COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: R

Interior

Building Information

  • Cooling Fuel: Electric
  • Heating Fuel: Electric,Natural Gas

Parking Information

  • Garage Features: Garage - Front Entry,Garage Door Opener,Inside Access
  • Garage Spaces: 1.00
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Half Main Level: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 5

Building Exterior/Construction

  • Structure Type: Detached
  • Wall & Ceiling Types: Dry Wall,High

Building Interior

  • Above Grade Finished Area: 1654
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 696
  • Below Grade Finished Area Source: Estimated
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Electric
  • Laundry Type: Has Laundry,Lower Floor

General Information

  • Accessibility Features: Other
  • Appliances: Dryer, Washer, Dishwasher, Exhaust Fan, Refrigerator, Icemaker, Stove, Built-In Microwave, Disposal, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Stainless Steel Appliances, Water Dispenser, Water Heater
  • Cooling: Ceiling Fan(s), Central A/C, Zoned
  • Door Features: Insulated,Six Panel,Sliding Glass
  • Fireplace: No
  • Flooring: Ceramic Tile, Hardwood, Luxury Vinyl Plank
  • Foundation Details: Slab
  • Interior Features: Attic, Breakfast Area, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Crown Moldings, Dining Area, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Pantry, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors
  • Levels: 3
  • Living Area: 2350
  • Living Area Source: Estimated
  • Main Level Bathrooms: 1.00
  • Security Features: Main Entrance Lock,Smoke Detector
  • Window Features: Bay/Bow, Double Pane, Insulated, Screens, Vinyl Clad

Room Information

  • Room List: Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen,Family Room,Foyer,Laundry

Exterior

Parking Information

  • Parking Features: Asphalt Driveway, Paved Driveway

Lot Information

  • Lot Features: Backs to Trees, Front Yard, Landscaping, No Thru Street, Rear Yard, SideYard(s), Stream/Creek, Trees/Wooded
  • Lot Size Acres: 0.18
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 7943.00
  • Lot Size Units: Square Feet
  • Water Source: Public

Waterfront/View

  • View: Creek/Stream, Garden/Lawn, Trees/Woods
  • Water Oriented: No
  • Water View: Yes
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Colonial
  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Deck(s), Patio(s), Porch(es)
  • Roof: Shingle

General Information

  • Exterior Features: Extensive Hardscape, Exterior Lighting
  • Other Structures: Above Grade,Below Grade
  • Sewer: Public Sewer
  • Water Access: No

Room Information

Room: Bedroom 5

  • Level: Lower 1
  • Length: 14
  • Width: 11
  • Features: Flooring - Luxury Vinyl Plank,Ceiling Fan(s)

Room: Family Room

  • Level: Lower 1
  • Length: 14
  • Width: 18
  • Features: Flooring - Luxury Vinyl Plank

Room: Laundry

  • Level: Lower 1

Room: Dining Room

  • Level: Main
  • Length: 15
  • Width: 9
  • Features: Flooring - HardWood

Room: Foyer

  • Level: Main
  • Length: 10
  • Width: 5
  • Features: Flooring - HardWood,Crown Molding

Room: Kitchen

  • Level: Main
  • Length: 19
  • Width: 14
  • Features: Flooring - Luxury Vinyl Plank,Countertop(s) - Granite,Ceiling Fan(s),Crown Molding,Kitchen - Eat-in,Kitchen - Electric Cooking,Pantry

Room: Living Room

  • Level: Main
  • Length: 17
  • Width: 14
  • Features: Flooring - HardWood,Ceiling Fan(s),Crown Molding

Room: Bedroom 2

  • Level: Upper 1
  • Length: 14
  • Width: 12
  • Features: Flooring - Luxury Vinyl Plank,Crown Molding

Room: Bedroom 3

  • Level: Upper 2
  • Length: 10
  • Width: 13
  • Features: Flooring - Luxury Vinyl Plank,Ceiling Fan(s),Crown Molding

Room: Bedroom 4

  • Level: Upper 2
  • Length: 14
  • Width: 10
  • Features: Flooring - Luxury Vinyl Plank,Crown Molding

Room: Primary Bedroom

  • Level: Upper 2
  • Length: 16
  • Width: 14
  • Features: Attached Bathroom,Ceiling Fan(s),Crown Molding

Find, Buy & Move into Your Home with Us.

Instead of having a mortgage team here, an insurance agent there, a REALTOR® down the street, an inspector and a moving company across town, you have one team with one goal and one focus: you. Ask for “All-Inclusive” Buying.

Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

Accolades:
98 %
Customer
Satisfaction
4.8

311 Reviews
Top Services:
  • Buying
  • Selling
  • Rental Properties
  • Investment Properties
  • Luxury Properties
Key Advantages:
  • Be your guide with expert knowledge of your area
  • Help find your home and offer objective information and opinions
  • Stand in your corner during negotiations
  • Assist with paperwork and details to get you to closing
  • Connect you to vendors if work is needed

Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

Accolades:
97 %
Customer
Satisfaction
5.0

3,803 Reviews
Top Services:
  • Fixed & adjustable rate mortgages
  • FHA and VA mortgage programs
  • Rapid Close™
  • USDA Loans
Key Advantages:
  • Full suite of mortgage programs to meet your specific needs
  • Friendly professionals guide through every step of the loan process
  • We help you find and lock in on the market’s best interest rate
  • We work closely with your title company to ensure accurate closing

We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

Accolades:
97 %
Customer
Satisfaction
5.0

240 Reviews
Top Services:
  • Home Inspection
  • Radon Gas
  • Termite Inspection
  • Test Indoor Air Quality
  • Pay at Closing*
Key Advantages:
  • Scheduling online 24x7 confirm a convenient date & time for you & your agents
  • High-tech journey makes it easy to sign agreement, make payment, view reports
  • One stop shop for home, radon & termite
  • Knowledgeable, friendly inspectors teach you about your home and property
  • Custom homeowner’s manual teaches you how to maintain your home

* A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

Accolades:
97 %
Customer
Satisfaction
4.9

Reviews
Top Services:
  • Title Search & Status
  • Title Insurance
  • Document Prep
  • Closing Coordination
  • Filing & Recording
Key Advantages:
  • Ensure that there are no unresolved claims or liens on your home’s title
  • Help secure insurance against unexpected title challenges
  • Prepare closing paperwork to ensure documents are in compliance with laws
  • Coordinate with all parties to schedule final closing
  • File & record your paperwork with the courthouse

We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

Accolades:
98 %
Customer
Satisfaction
4.9

77 Reviews
Top Services:
  • Home Insurance
  • Auto Insurance
  • Umbrella Insurance
  • Motorcycle, Boat, RV and more
Key Advantages:
  • Specialize in real estate and bundle other policies for savings
  • Work with 10+ leading carriers to secure the best coverage at the best cost
  • Save you time by shopping for you
  • We’re independent - we find and present you with the best offers and let you decide
  • Guide you with ongoing service and support

We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

Accolades:
98 %
Customer
Satisfaction
4.6

953 Reviews
Top Services:
  • Packing & Unpacking
  • Decluttering
  • Storage
  • Local or Long Distance
  • International Moving
Key Advantages:
  • 30-minute guided virtual survey with next business day Guaranteed quote
  • Best Price Guarantee*†
  • 2-months free storage*‡
  • $20,000 full value protection*
  • Personal move concierge - from first call until last box is delivered

* Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

Accolades:
98 %
Customer
Satisfaction
4.8

120 Reviews
Top Services:
  • Property Surveys
  • Marketing
  • Tenant Screening
  • Maintenance
  • Lease Enforcement
Key Advantages:
  • We’ll guide and help identify the right properties to invest in
  • Use of smart devices, predictive data and analytics to help maintain properties
  • Get more free time when we handle billing and payments
  • We continuously monitor state and federal landlord/tenant laws
  • Become more knowledgeable with quarterly portfolio reviews & guidance
  • Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    311 Reviews
    Top Services:
    • Buying
    • Selling
    • Rental Properties
    • Investment Properties
    • Luxury Properties
    Key Advantages:
    • Be your guide with expert knowledge of your area
    • Help find your home and offer objective information and opinions
    • Stand in your corner during negotiations
    • Assist with paperwork and details to get you to closing
    • Connect you to vendors if work is needed
  • Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    3,803 Reviews
    Top Services:
    • Fixed & adjustable rate mortgages
    • FHA and VA mortgage programs
    • Rapid Close™
    • USDA Loans
    Key Advantages:
    • Full suite of mortgage programs to meet your specific needs
    • Friendly professionals guide through every step of the loan process
    • We help you find and lock in on the market’s best interest rate
    • We work closely with your title company to ensure accurate closing
  • We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

    Accolades:
    97 %
    Customer
    Satisfaction
    4.9

    Reviews
    Top Services:
    • Title Search & Status
    • Title Insurance
    • Document Prep
    • Closing Coordination
    • Filing & Recording
    Key Advantages:
    • Ensure that there are no unresolved claims or liens on your home’s title
    • Help secure insurance against unexpected title challenges
    • Prepare closing paperwork to ensure documents are in compliance with laws
    • Coordinate with all parties to schedule final closing
    • File & record your paperwork with the courthouse
  • We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.9

    77 Reviews
    Top Services:
    • Home Insurance
    • Auto Insurance
    • Umbrella Insurance
    • Motorcycle, Boat, RV and more
    Key Advantages:
    • Specialize in real estate and bundle other policies for savings
    • Work with 10+ leading carriers to secure the best coverage at the best cost
    • Save you time by shopping for you
    • We’re independent - we find and present you with the best offers and let you decide
    • Guide you with ongoing service and support
  • We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    240 Reviews
    Top Services:
    • Home Inspection
    • Radon Gas
    • Termite Inspection
    • Test Indoor Air Quality
    • Pay at Closing*
    Key Advantages:
    • Scheduling online 24x7 confirm a convenient date & time for you & your agents
    • High-tech journey makes it easy to sign agreement, make payment, view reports
    • One stop shop for home, radon & termite
    • Knowledgeable, friendly inspectors teach you about your home and property
    • Custom homeowner’s manual teaches you how to maintain your home

    * A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

  • We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.6

    953 Reviews
    Top Services:
    • Packing & Unpacking
    • Decluttering
    • Storage
    • Local or Long Distance
    • International Moving
    Key Advantages:
    • 30-minute guided virtual survey with next business day Guaranteed quote
    • Best Price Guarantee*†
    • 2-months free storage*‡
    • $20,000 full value protection*
    • Personal move concierge - from first call until last box is delivered

    * Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

  • We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    120 Reviews
    Top Services:
    • Property Surveys
    • Marketing
    • Tenant Screening
    • Maintenance
    • Lease Enforcement
    Key Advantages:
    • We’ll guide and help identify the right properties to invest in
    • Use of smart devices, predictive data and analytics to help maintain properties
    • Get more free time when we handle billing and payments
    • We continuously monitor state and federal landlord/tenant laws
    • Become more knowledgeable with quarterly portfolio reviews & guidance

6420 IVY TERRACE Neighborhood

Community

21075 (ELKRIDGE) Demographics

34
Median Age
2,398
Population Density (per sq. mile)
61%
College Educated
$111,195
Estimated Median Income
8,311
Estimated Total Home Owners
4,191
Estimated Total Renters
66% / 34%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

6420 IVY TERRACE Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

6420 IVY TERRACE Market Data

Based on the last 30 days in this zip code

$564,585
Average List Price
$254
Average Price per Square Foot
36
Properties Sold
47
Average Days on Market
112
Properties for Sale
Calculations provided by Reliance Network

6420 IVY TERRACE History

Date Event Value Agent
6/11/2026Source: BRIGHT MLS Status Change
ACTIVE
Martin Willigan
Listing Agent
5/7/2026Source: BRIGHT MLS Added to Database
May 07, 2026
Martin Willigan
Listing Agent
12/3/2024Source: BRIGHT MLS Status Change
PENDING
12/3/2024Source: BRIGHT MLS Status Change
CLOSED
Martin Willigan
Selling Agent
12/3/2024Source: BRIGHT MLS Price Increase
$550,000 10.2%
12/3/2024Source: BRIGHT MLS Added to Database
May 23, 2024