Listing provided courtesy of Momentum Realty LLC- MLS# VALO2116260MLS ProviderContact Information: 7034359550

40923 BROWNS LANEWATERFORD, VA 20197

Single Family · 5 Beds · 4 Full Baths · 3,490 Sq. ft. | 3.02 Acres
$1,049,000 ACTIVE

40923 BROWNS LANE Overview

Time on Site:
46 days
Visits:
2

Nestled on a sprawling 3-acre lot in the heart of historic Waterford, this exceptional 2017 modern farmhouse offers a rare combination of pastoral privacy, refined craftsmanship, and resilient luxury. From the welcoming covered front porch to the sweeping views, this property is an absolute dream for those seeking a sustainable, premium lifestyle. The expansive, private acreage provides the ultimate outdoor canvas, offering an ideal layout and ample space for a future private pool. The grounds already feature a dedicated mini-farm and garden area (complete with raised vegetable beds, fruits/vines, flowers, and trees) that complement the scenic vistas of the Virginia countryside, while a gentle creek meanders through the mature tree line at the back of the property. With NO HOA restrictions, you have the total freedom to enjoy your land to the fullest. The interior is defined by elegance and airy functionality, highlighted by soaring 9-foot ceilings and rich hickory hardwood floors flowing throughout the main level. The heart of the home is the gourmet kitchen, featuring maple cabinetry, sleek granite countertops, a functional center island, and a brand-new stove. In the living room, a custom-built wall is prepped and ready for a future double-sided gas fireplace. Designed for versatility, the main level includes a spacious bedroom and a full bathroom with heated floors—perfect for guests or multi-generational living. The upper level is designed for maximum comfort, featuring three spacious bedrooms plus a large, private bonus room above the garage (beautifully finished in 2025) that is ideal for a secluded bedroom, professional office, or media space. The expansive living space continues into the massive walk-out basement, also finished in 2025. It boasts durable LVP flooring, a huge recreation room, a separate den or gym, and another full bathroom. Built for ultimate peace of mind and resilience, the property includes two 200-amp electrical panels, a Briggs & Stratton 22kw whole-house generator, an owned 500-gallon underground propane tank, a private well, conventional septic, two zones of HVAC (upper unit replaced 2023), and two new water heaters. Car enthusiasts and hobbyists will love the oversized two-car garage, complete with a workbench, shelving, and hot/cold water hose bibs. Outside, the reinforced composite deck is already engineered for a future conversion to a screened porch or sunroom. Offering a unique opportunity to own a piece of Loudoun County's most coveted landscape, this estate truly has it all. Note: Seller will entertain a VA loan assumption only for qualified Veteran buyers willing to execute a full Substitution of Entitlement. Buyer is responsible for covering the equity gap between the purchase price and current loan balance. Assumption processing times typically run 60&90 days. Contact the listing agent for existing lender details and assumption guidelines before submitting an offer.

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40923 BROWNS LANE Facts & Features

  • Type Single Family
  • Sq. ft. 3,490
  • Price/Sq.ft. $301
  • Lot 3.02 Acres

Details

General

Association/HOA

  • Association: No
  • Condo/Coop Association: No

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • Builder Name: Homes by Keystone
  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 3490
  • Year Built: 2017

Location/Region

  • Country: US
  • County: LOUDOUN
  • County Or Parish: LOUDOUN
  • In City Limits: No
  • Subdivision Name: CARR FARM

Parking Information

  • Total Parking Spaces: 8
  • Type of Parking: Attached Garage,Driveway

Rent/Lease Information

  • Lease Considered: No

Tax Information

  • County Tax: 7324.00
  • County Tax Payment Frequency: Annually
  • Tax Annual Amount: $7,324.00
  • Tax Assessed Value: 944910.00
  • Tax Year: 2026

General Information

  • Inclusions: Whole house generator, chicken coop, propane tank, fire pit
  • Property Type: Residential
  • School District Name: LOUDOUN COUNTY PUBLIC SCHOOLS
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: AR1

Interior

Building Information

  • Basement Finished Percent: 100.00
  • Cooling Fuel: Electric
  • Heating Fuel: Electric

Parking Information

  • Garage Features: Garage - Front Entry,Garage Door Opener,Inside Access,Oversized
  • Garage Spaces: 2.00
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 4
  • Bathrooms Full Main Level: 1
  • Bathrooms Half: 0
  • Bathrooms Half Main Level: 0
  • Bathrooms Total: 4
  • Bedrooms Total: 5

Building Exterior/Construction

  • Structure Type: Detached

Building Interior

  • Above Grade Finished Area: 2425
  • Above Grade Finished Area Source: Estimated
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 1065
  • Below Grade Finished Area Source: Estimated
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Electric
  • Laundry Type: Main Floor

General Information

  • Accessibility Features: None
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Range Hood, Refrigerator, Washer, Dryer, Water Heater
  • Cooling: Central A/C, Ductless/Mini-Split
  • Fireplace: No
  • Flooring: Carpet, Tile/Brick, Solid Hardwood
  • Foundation Details: Concrete Perimeter
  • Interior Features: Ceiling Fan(s), Kitchen - Gourmet, Kitchen - Island, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Wood Floors, Carpet, Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open
  • Levels: 3
  • Living Area: 3490
  • Living Area Source: Estimated
  • Main Level Bathrooms: 1.00
  • Main Level Bedrooms: 1
  • Rooms Total: 0

Exterior

Lot Information

  • Lot Features: Backs to Trees, Landscaping, Stream/Creek
  • Lot Size Acres: 3.02
  • Lot Size Source: Estimated
  • Lot Size Square Feet: 131551.20
  • Lot Size Units: Square Feet
  • Road Surface Type: Gravel
  • Water Source: Well

Waterfront/View

  • View: Garden/Lawn, Mountain, Panoramic, Trees/Woods
  • Water Oriented: No
  • Water View: No
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Colonial
  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Deck(s), Patio(s)

General Information

  • Exterior Features: Satellite Dish
  • Other Structures: Above Grade,Below Grade
  • Sewer: On Site Septic
  • Water Access: No

Find, Buy & Move into Your Home with Us.

Instead of having a mortgage team here, an insurance agent there, a REALTOR® down the street, an inspector and a moving company across town, you have one team with one goal and one focus: you. Ask for “All-Inclusive” Buying.

Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

Accolades:
98 %
Customer
Satisfaction
4.8

311 Reviews
Top Services:
  • Buying
  • Selling
  • Rental Properties
  • Investment Properties
  • Luxury Properties
Key Advantages:
  • Be your guide with expert knowledge of your area
  • Help find your home and offer objective information and opinions
  • Stand in your corner during negotiations
  • Assist with paperwork and details to get you to closing
  • Connect you to vendors if work is needed

Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

Accolades:
97 %
Customer
Satisfaction
5.0

3,803 Reviews
Top Services:
  • Fixed & adjustable rate mortgages
  • FHA and VA mortgage programs
  • Rapid Close™
  • USDA Loans
Key Advantages:
  • Full suite of mortgage programs to meet your specific needs
  • Friendly professionals guide through every step of the loan process
  • We help you find and lock in on the market’s best interest rate
  • We work closely with your title company to ensure accurate closing

We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

Accolades:
97 %
Customer
Satisfaction
5.0

240 Reviews
Top Services:
  • Home Inspection
  • Radon Gas
  • Termite Inspection
  • Test Indoor Air Quality
  • Pay at Closing*
Key Advantages:
  • Scheduling online 24x7 confirm a convenient date & time for you & your agents
  • High-tech journey makes it easy to sign agreement, make payment, view reports
  • One stop shop for home, radon & termite
  • Knowledgeable, friendly inspectors teach you about your home and property
  • Custom homeowner’s manual teaches you how to maintain your home

* A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

Accolades:
97 %
Customer
Satisfaction
4.9

Reviews
Top Services:
  • Title Search & Status
  • Title Insurance
  • Document Prep
  • Closing Coordination
  • Filing & Recording
Key Advantages:
  • Ensure that there are no unresolved claims or liens on your home’s title
  • Help secure insurance against unexpected title challenges
  • Prepare closing paperwork to ensure documents are in compliance with laws
  • Coordinate with all parties to schedule final closing
  • File & record your paperwork with the courthouse

We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

Accolades:
98 %
Customer
Satisfaction
4.9

77 Reviews
Top Services:
  • Home Insurance
  • Auto Insurance
  • Umbrella Insurance
  • Motorcycle, Boat, RV and more
Key Advantages:
  • Specialize in real estate and bundle other policies for savings
  • Work with 10+ leading carriers to secure the best coverage at the best cost
  • Save you time by shopping for you
  • We’re independent - we find and present you with the best offers and let you decide
  • Guide you with ongoing service and support

We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

Accolades:
98 %
Customer
Satisfaction
4.6

953 Reviews
Top Services:
  • Packing & Unpacking
  • Decluttering
  • Storage
  • Local or Long Distance
  • International Moving
Key Advantages:
  • 30-minute guided virtual survey with next business day Guaranteed quote
  • Best Price Guarantee*†
  • 2-months free storage*‡
  • $20,000 full value protection*
  • Personal move concierge - from first call until last box is delivered

* Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

Accolades:
98 %
Customer
Satisfaction
4.8

120 Reviews
Top Services:
  • Property Surveys
  • Marketing
  • Tenant Screening
  • Maintenance
  • Lease Enforcement
Key Advantages:
  • We’ll guide and help identify the right properties to invest in
  • Use of smart devices, predictive data and analytics to help maintain properties
  • Get more free time when we handle billing and payments
  • We continuously monitor state and federal landlord/tenant laws
  • Become more knowledgeable with quarterly portfolio reviews & guidance
  • Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    311 Reviews
    Top Services:
    • Buying
    • Selling
    • Rental Properties
    • Investment Properties
    • Luxury Properties
    Key Advantages:
    • Be your guide with expert knowledge of your area
    • Help find your home and offer objective information and opinions
    • Stand in your corner during negotiations
    • Assist with paperwork and details to get you to closing
    • Connect you to vendors if work is needed
  • Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    3,803 Reviews
    Top Services:
    • Fixed & adjustable rate mortgages
    • FHA and VA mortgage programs
    • Rapid Close™
    • USDA Loans
    Key Advantages:
    • Full suite of mortgage programs to meet your specific needs
    • Friendly professionals guide through every step of the loan process
    • We help you find and lock in on the market’s best interest rate
    • We work closely with your title company to ensure accurate closing
  • We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

    Accolades:
    97 %
    Customer
    Satisfaction
    4.9

    Reviews
    Top Services:
    • Title Search & Status
    • Title Insurance
    • Document Prep
    • Closing Coordination
    • Filing & Recording
    Key Advantages:
    • Ensure that there are no unresolved claims or liens on your home’s title
    • Help secure insurance against unexpected title challenges
    • Prepare closing paperwork to ensure documents are in compliance with laws
    • Coordinate with all parties to schedule final closing
    • File & record your paperwork with the courthouse
  • We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.9

    77 Reviews
    Top Services:
    • Home Insurance
    • Auto Insurance
    • Umbrella Insurance
    • Motorcycle, Boat, RV and more
    Key Advantages:
    • Specialize in real estate and bundle other policies for savings
    • Work with 10+ leading carriers to secure the best coverage at the best cost
    • Save you time by shopping for you
    • We’re independent - we find and present you with the best offers and let you decide
    • Guide you with ongoing service and support
  • We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    240 Reviews
    Top Services:
    • Home Inspection
    • Radon Gas
    • Termite Inspection
    • Test Indoor Air Quality
    • Pay at Closing*
    Key Advantages:
    • Scheduling online 24x7 confirm a convenient date & time for you & your agents
    • High-tech journey makes it easy to sign agreement, make payment, view reports
    • One stop shop for home, radon & termite
    • Knowledgeable, friendly inspectors teach you about your home and property
    • Custom homeowner’s manual teaches you how to maintain your home

    * A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

  • We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.6

    953 Reviews
    Top Services:
    • Packing & Unpacking
    • Decluttering
    • Storage
    • Local or Long Distance
    • International Moving
    Key Advantages:
    • 30-minute guided virtual survey with next business day Guaranteed quote
    • Best Price Guarantee*†
    • 2-months free storage*‡
    • $20,000 full value protection*
    • Personal move concierge - from first call until last box is delivered

    * Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

  • We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    120 Reviews
    Top Services:
    • Property Surveys
    • Marketing
    • Tenant Screening
    • Maintenance
    • Lease Enforcement
    Key Advantages:
    • We’ll guide and help identify the right properties to invest in
    • Use of smart devices, predictive data and analytics to help maintain properties
    • Get more free time when we handle billing and payments
    • We continuously monitor state and federal landlord/tenant laws
    • Become more knowledgeable with quarterly portfolio reviews & guidance

40923 BROWNS LANE Neighborhood

Community

20197 (WATERFORD) Demographics

46
Median Age
216
Population Density (per sq. mile)
70%
College Educated
$170,313
Estimated Median Income
916
Estimated Total Home Owners
108
Estimated Total Renters
89% / 11%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

40923 BROWNS LANE Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

40923 BROWNS LANE Market Data

Based on the last 30 days in this zip code

$1,494,590
Average List Price
$350
Average Price per Square Foot
4
Properties Sold
67
Average Days on Market
20
Properties for Sale
Calculations provided by Reliance Network

40923 BROWNS LANE History

Date Event Value Agent
6/19/2026Source: BRIGHT MLS Price Reduction
$1,049,000 -4.5%
5/29/2026Source: BRIGHT MLS Price Reduction
$1,098,000 -4.5%
5/14/2026Source: BRIGHT MLS Added to Database
May 14, 2026
12/3/2024Source: BRIGHT MLS Price Reduction
$919,000 -2.1%
12/3/2024Source: BRIGHT MLS Status Change
ACTIVE
12/3/2024Source: BRIGHT MLS Status Change
ACTIVE UNDER CONTRACT
12/3/2024Source: BRIGHT MLS Added to Database
June 21, 2024
12/3/2024Source: BRIGHT MLS Status Change
CLOSED