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Listing provided courtesy of Cummings & Co. Realtors- MLS# PAYK2103900MLS ProviderContact Information: 7179005990

14 CHARLES AVENUESTEWARTSTOWN, PA 17363

Single Family · 3 Beds · 2 Full Baths · 1 Half Bath · 2,209 Sq. ft. | 0.34 Acres
$415,000 PENDING

14 CHARLES AVENUE Overview

Time on Site:
40 days
Visits:
6

Welcome home to this charming all-brick ranch nestled along a picturesque tree-lined street in a walkable small-town neighborhood filled with wonderful local amenities. Thoughtfully updated while preserving its timeless character, this home offers the perfect blend of period charm and modern functionality. The beautifully renovated kitchen is truly the heart of the home, featuring sparkling quartz countertops, all-new appliances, and a large, highly functional island designed for everyday living and entertaining alike. Custom details include pot and pan drawers, pull-out shelving, slide-away trash storage, and a true walk-in pantry — every bell and whistle has been carefully considered. Natural light pours into the spacious dining room through dramatic floor-to-ceiling windows, creating a bright and airy gathering space. The inviting living room showcases recessed lighting, a ceiling fan, and a stunning stone fireplace now enhanced with a professionally installed gas log insert for cozy evenings at home. Just off the foyer, a versatile den with its own private entrance offers endless possibilities for a home office, guest suite, or flex space. Conveniently located beside a half bath already plumbed for a future shower, this area could easily accommodate multigenerational living or a private retreat. The bedroom wing is tucked away down a private hallway and features roomy bedrooms with hardwood floors, ceiling fans, and abundant natural light. The hall bath is beautifully appointed with a tub with a fully tiled surround, separate tiled shower, and generous vanity space. The lower level expands the living space even further with a welcoming family room retreat complete with built-ins designed for both style and function. A second full bath and dedicated laundry area add everyday convenience, while oversized walk-in closets provide exceptional storage rarely found in homes of this era. The home also offers a full walk-up attic, creating even more easily accessible storage space and future potential. Step outside to enjoy the exceptional privacy of the large, level backyard surrounded by mature landscaping. Outdoor features include a screened-in gazebo with electric service, a storage shed, and plenty of room to relax, garden, or entertain. A complete list of improvements and thoughtful upgrades is included in the documents, showcasing the care and quality the owner invested in creating a home that honors its original charm while embracing today's lifestyle. Some of the notable features are the pre-wired setup for a plug in generator, Fresh Air EZ Breath system in the lower level, Cali LVP in Huntington Hickory,Owens Corning Roof with transferable warranty 2021,solar attic fan, new insulation, repointed brick on chimney and new chimnet caps, repointed flagstone walk,new gutters system, New Kitchen, and many more features on our list. Enjoy living with a private back yard, in a totally charming neighborhood, and walking distance to post office, grocery store ,Pharmacy, and Pizza!

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14 CHARLES AVENUE Facts & Features

  • Type Single Family
  • Sq. ft. 2,209
  • Price/Sq.ft. $188
  • Lot 0.34 Acres

Details

General

Association/HOA

  • Association: No
  • Condo/Coop Association: No

Listing Information

  • Real Estate Owned: No
  • Short Sale: No

Building Information

  • New Construction: No
  • Pool: No Pool
  • Total SQFT: 3618
  • Year Built: 1955

Location/Region

  • Country: US
  • County: YORK
  • County Or Parish: YORK
  • MLS Area Major: Stewartstown Boro (15286)
  • Subdivision Name: STEWARTSTOWN

Parking Information

  • Total Parking Spaces: 8
  • Type of Parking: Attached Garage,Off Site,Driveway

Rent/Lease Information

  • Lease Considered: No

Tax Information

  • City/Town Tax: 473.00
  • City/Town Tax Payment Frequency: Annually
  • County Tax: 1255.00
  • County Tax Payment Frequency: Annually
  • School Tax: 3699.00
  • Tax Annual Amount: $5,428.00
  • Tax Assessed Value: 166270.00
  • Tax Year: 2025

General Information

  • Exclusions: DINING RM CHANDELIER / CURTAIN HARDWARE IN LVRM AND DINING ROOM
  • Inclusions: REFRIGERATOR, OVEN/RANGE,DISHWASHER,WASHER,DRYER,GAZEBO,SHED,CEILING FANS
  • Property Condition: Excellent
  • Property Type: Residential
  • School District Name: SOUTH EASTERN
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Vacation Rental: No
  • Year Assessed: 2026
  • Zoning: RESIDENTIAL

Interior

Building Information

  • Basement Finished Percent: 40.00
  • Cooling Fuel: Electric
  • Heating Fuel: Natural Gas

Parking Information

  • Garage Features: Garage - Rear Entry,Garage Door Opener,Oversized
  • Garage Spaces: 2.00
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Full Main Level: 1
  • Bathrooms Half: 1
  • Bathrooms Half Main Level: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 3

Building Exterior/Construction

  • Structure Type: Detached
  • Wall & Ceiling Types: Dry Wall

Building Interior

  • Above Grade Finished Area: 1809
  • Above Grade Finished Area Source: Assessor
  • Above Grade Finished Area Units: Square Feet
  • Below Grade Finished Area: 400
  • Below Grade Finished Area Source: Estimated
  • Below Grade Finished Area Units: Square Feet
  • Central Air: Yes
  • Hot Water: Natural Gas
  • Laundry Type: Basement

General Information

  • Accessibility Features: 2+ Access Exits
  • Appliances: Air Cleaner, Dishwasher, Exhaust Fan, Oven/Range - Gas, Refrigerator, Washer, Dryer, Built-In Microwave
  • Cooling: Central A/C
  • Door Features: Storm
  • Entry Level: 1
  • Fireplace Features: Gas/Propane,Insert,Stone
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Luxury Vinyl Plank, Tile/Brick, Vinyl
  • Foundation Details: Block
  • Interior Features: Attic, Bathroom - Stall Shower, Ceiling Fan(s), Kitchen - Country, Kitchen - Eat-In, Kitchen - Island, Pantry, Recessed Lighting, Upgraded Countertops, Wood Floors, Entry Level Bedroom
  • Internet Services: Broadband,Cable
  • Levels: 1
  • Living Area: 2209
  • Living Area Source: Estimated
  • Main Level Bathrooms: 2.00
  • Main Level Bedrooms: 3
  • Security Features: Smoke Detector

Room Information

  • Room List: Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Kitchen,Family Room,Den,Basement,Foyer,Laundry,Bathroom 1,Bathroom 2,Attic

Exterior

Parking Information

  • Parking Features: Asphalt Driveway, Paved Driveway

Lot Information

  • Lot Features: Level, Backs to Trees, Front Yard
  • Lot Size Acres: 0.34
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 15002.00
  • Lot Size Units: Square Feet
  • Road Surface Type: Paved
  • Water Source: Public

Waterfront/View

  • View: Garden/Lawn, Street, Trees/Woods
  • Water Oriented: No
  • Water View: No
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Ranch/Rambler
  • Construction Materials: Brick
  • Patio And Porch Features: Porch(es)
  • Roof: Architectural Shingle

General Information

  • Other Structures: Above Grade,Below Grade
  • Sewer: Public Sewer
  • Utilities: Cable TV Available,Natural Gas Available,Sewer Available
  • Water Access: No

Room Information

Room: Basement

  • Level: Lower 1
  • Features: Flooring - Other

Room: Bathroom 2

  • Level: Lower 1
  • Features: Bathroom - Stall Shower,Flooring - Concrete

Room: Family Room

  • Level: Lower 1
  • Features: Flooring - Other,Built-Ins,Walk-In Closet(s)

Room: Laundry

  • Level: Lower 1
  • Features: Flooring - Concrete

Room: Bathroom 1

  • Level: Main
  • Features: Bathroom - Stall Shower,Flooring - Tile/Brick

Room: Bathroom 2

  • Level: Main

Room: Bedroom 2

  • Level: Main
  • Features: Ceiling Fan(s),Flooring - HardWood

Room: Bedroom 3

  • Level: Main
  • Features: Ceiling Fan(s),Flooring - HardWood

Room: Den

  • Level: Main
  • Features: Flooring - Luxury Vinyl Plank

Room: Dining Room

  • Level: Main
  • Features: Flooring - Luxury Vinyl Plank

Room: Foyer

  • Level: Main
  • Features: Flooring - Luxury Vinyl Plank

Room: Kitchen

  • Level: Main
  • Features: Flooring - Luxury Vinyl Plank,Kitchen - Eat-in,Kitchen - Country,Kitchen - Gas Cooking,Lighting - Recessed,Lighting - Pendants,Pantry,Countertop(s) - Quartz,Dining Area,Island

Room: Living Room

  • Level: Main
  • Features: Flooring - Luxury Vinyl Plank,Lighting - Recessed,Fireplace - Gas

Room: Primary Bedroom

  • Level: Main
  • Features: Flooring - HardWood,Ceiling Fan(s)

Room: Attic

  • Level: Upper 1
  • Features: Attic - Floored,Attic - Walk-Up

Find, Buy & Move into Your Home with Us.

Instead of having a mortgage team here, an insurance agent there, a REALTOR® down the street, an inspector and a moving company across town, you have one team with one goal and one focus: you. Ask for “All-Inclusive” Buying.

Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

Accolades:
98 %
Customer
Satisfaction
4.8

311 Reviews
Top Services:
  • Buying
  • Selling
  • Rental Properties
  • Investment Properties
  • Luxury Properties
Key Advantages:
  • Be your guide with expert knowledge of your area
  • Help find your home and offer objective information and opinions
  • Stand in your corner during negotiations
  • Assist with paperwork and details to get you to closing
  • Connect you to vendors if work is needed

Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

Accolades:
97 %
Customer
Satisfaction
5.0

3,803 Reviews
Top Services:
  • Fixed & adjustable rate mortgages
  • FHA and VA mortgage programs
  • Rapid Close™
  • USDA Loans
Key Advantages:
  • Full suite of mortgage programs to meet your specific needs
  • Friendly professionals guide through every step of the loan process
  • We help you find and lock in on the market’s best interest rate
  • We work closely with your title company to ensure accurate closing

We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

Accolades:
97 %
Customer
Satisfaction
5.0

240 Reviews
Top Services:
  • Home Inspection
  • Radon Gas
  • Termite Inspection
  • Test Indoor Air Quality
  • Pay at Closing*
Key Advantages:
  • Scheduling online 24x7 confirm a convenient date & time for you & your agents
  • High-tech journey makes it easy to sign agreement, make payment, view reports
  • One stop shop for home, radon & termite
  • Knowledgeable, friendly inspectors teach you about your home and property
  • Custom homeowner’s manual teaches you how to maintain your home

* A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

Accolades:
97 %
Customer
Satisfaction
4.9

Reviews
Top Services:
  • Title Search & Status
  • Title Insurance
  • Document Prep
  • Closing Coordination
  • Filing & Recording
Key Advantages:
  • Ensure that there are no unresolved claims or liens on your home’s title
  • Help secure insurance against unexpected title challenges
  • Prepare closing paperwork to ensure documents are in compliance with laws
  • Coordinate with all parties to schedule final closing
  • File & record your paperwork with the courthouse

We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

Accolades:
98 %
Customer
Satisfaction
4.9

77 Reviews
Top Services:
  • Home Insurance
  • Auto Insurance
  • Umbrella Insurance
  • Motorcycle, Boat, RV and more
Key Advantages:
  • Specialize in real estate and bundle other policies for savings
  • Work with 10+ leading carriers to secure the best coverage at the best cost
  • Save you time by shopping for you
  • We’re independent - we find and present you with the best offers and let you decide
  • Guide you with ongoing service and support

We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

Accolades:
98 %
Customer
Satisfaction
4.6

953 Reviews
Top Services:
  • Packing & Unpacking
  • Decluttering
  • Storage
  • Local or Long Distance
  • International Moving
Key Advantages:
  • 30-minute guided virtual survey with next business day Guaranteed quote
  • Best Price Guarantee*†
  • 2-months free storage*‡
  • $20,000 full value protection*
  • Personal move concierge - from first call until last box is delivered

* Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

Accolades:
98 %
Customer
Satisfaction
4.8

120 Reviews
Top Services:
  • Property Surveys
  • Marketing
  • Tenant Screening
  • Maintenance
  • Lease Enforcement
Key Advantages:
  • We’ll guide and help identify the right properties to invest in
  • Use of smart devices, predictive data and analytics to help maintain properties
  • Get more free time when we handle billing and payments
  • We continuously monitor state and federal landlord/tenant laws
  • Become more knowledgeable with quarterly portfolio reviews & guidance

  • Enjoy the sense of confidence knowing your Long & Foster full team can handle it all. Your agent is supported by a team of specialists in Mortgage, Insurance, Title, Inspection, Moving and Property Management who are there to guide you every step of the way. They’ll make sure things run smoothly, closing happens on time, and you arrive at your dream home according to plan.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    311 Reviews
    Top Services:
    • Buying
    • Selling
    • Rental Properties
    • Investment Properties
    • Luxury Properties
    Key Advantages:
    • Be your guide with expert knowledge of your area
    • Help find your home and offer objective information and opinions
    • Stand in your corner during negotiations
    • Assist with paperwork and details to get you to closing
    • Connect you to vendors if work is needed

  • Our mortgage affiliate, Prosperity Home Mortgage, will get you approved for a mortgage before shopping for a home. This will make your offer stand out and give you an edge in a highly competitive market. If you are already pre-approved, no problem, we can take a “second look” and try to get you even better terms.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    3,803 Reviews
    Top Services:
    • Fixed & adjustable rate mortgages
    • FHA and VA mortgage programs
    • Rapid Close™
    • USDA Loans
    Key Advantages:
    • Full suite of mortgage programs to meet your specific needs
    • Friendly professionals guide through every step of the loan process
    • We help you find and lock in on the market’s best interest rate
    • We work closely with your title company to ensure accurate closing

  • We carefully examine your new home’s title, get your legal documents in order, and safeguard your investment. With a team of specialists who expect the unexpected, you can anticipate an on-time, worry-free closing.

    Accolades:
    97 %
    Customer
    Satisfaction
    4.9

    Reviews
    Top Services:
    • Title Search & Status
    • Title Insurance
    • Document Prep
    • Closing Coordination
    • Filing & Recording
    Key Advantages:
    • Ensure that there are no unresolved claims or liens on your home’s title
    • Help secure insurance against unexpected title challenges
    • Prepare closing paperwork to ensure documents are in compliance with laws
    • Coordinate with all parties to schedule final closing
    • File & record your paperwork with the courthouse

  • We help you secure the proper coverage at a competitive price to protect your largest investment — your home. Our insurance agents work closely with you to understand your risk exposures, educate you on your options, protect you from the unexpected, and develop insurance strategies to offer ongoing service to address your ever-changing insurance needs.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.9

    77 Reviews
    Top Services:
    • Home Insurance
    • Auto Insurance
    • Umbrella Insurance
    • Motorcycle, Boat, RV and more
    Key Advantages:
    • Specialize in real estate and bundle other policies for savings
    • Work with 10+ leading carriers to secure the best coverage at the best cost
    • Save you time by shopping for you
    • We’re independent - we find and present you with the best offers and let you decide
    • Guide you with ongoing service and support

  • We help you make good decisions when you’re buying a home and learn how to be a better homeowner after you move-in. We streamline your inspection journey, provide thorough and accurate results, and get you to closing peacefully. Schedule a confirmed inspection online 24x7.

    Accolades:
    97 %
    Customer
    Satisfaction
    5.0

    240 Reviews
    Top Services:
    • Home Inspection
    • Radon Gas
    • Termite Inspection
    • Test Indoor Air Quality
    • Pay at Closing*
    Key Advantages:
    • Scheduling online 24x7 confirm a convenient date & time for you & your agents
    • High-tech journey makes it easy to sign agreement, make payment, view reports
    • One stop shop for home, radon & termite
    • Knowledgeable, friendly inspectors teach you about your home and property
    • Custom homeowner’s manual teaches you how to maintain your home

    * A Long & Foster exclusive benefit. If you work with RGS Title or Sage Title Group and Insight Inspections, your can enjoy a $55 discount and the flexibility to pay for the inspection at settlement. This new approach combines the best of both the title and inspection worlds, creating a seamless and integrated journey.

  • We ensure a smooth, stress-free move so you can start enjoying your new home as soon as you move in. Whether you’re headed down the street or across the country, our moving specialists will make sure you don’t have to lift a finger.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.6

    953 Reviews
    Top Services:
    • Packing & Unpacking
    • Decluttering
    • Storage
    • Local or Long Distance
    • International Moving
    Key Advantages:
    • 30-minute guided virtual survey with next business day Guaranteed quote
    • Best Price Guarantee*†
    • 2-months free storage*‡
    • $20,000 full value protection*
    • Personal move concierge - from first call until last box is delivered

    * Long & Foster Customers Only. † Examples of qualified movers: any major van line (United, Mayflower, Atlas, North American, etc) for local: JK, Hilldrup, Town and Country, Able, Interstate, All my Sons, Olympia, Gentle Giant. ‡ 2 Months Free Storage Program: If you’re moving from DE, MD, DC or VA and to DE, MD, DC or VA, we offer 2 months of free storage for all of the contents of your home. There is no charge for the storage of the items for 2 months. There is a cost for pickup of the items to go to storage and for delivery of items from storage to the new home.

  • We are the next generation of property management. With our streamlined processes, best-in-class service, and transparent financial updates, we help investors achieve financial success through real estate.

    Accolades:
    98 %
    Customer
    Satisfaction
    4.8

    120 Reviews
    Top Services:
    • Property Surveys
    • Marketing
    • Tenant Screening
    • Maintenance
    • Lease Enforcement
    Key Advantages:
    • We’ll guide and help identify the right properties to invest in
    • Use of smart devices, predictive data and analytics to help maintain properties
    • Get more free time when we handle billing and payments
    • We continuously monitor state and federal landlord/tenant laws
    • Become more knowledgeable with quarterly portfolio reviews & guidance

14 CHARLES AVENUE Neighborhood

Community

17363 (STEWARTSTOWN) Demographics

47
Median Age
233
Population Density (per sq. mile)
40%
College Educated
$82,607
Estimated Median Income
2,886
Estimated Total Home Owners
447
Estimated Total Renters
87% / 13%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

14 CHARLES AVENUE Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

14 CHARLES AVENUE Market Data

Based on the last 30 days in this zip code

$492,676
Average List Price
$200
Average Price per Square Foot
11
Properties Sold
38
Average Days on Market
26
Properties for Sale
Calculations provided by Reliance Network

14 CHARLES AVENUE History

Date Event Value Agent
5/31/2026Source: BRIGHT MLS Status Change
PENDING
5/28/2026Source: BRIGHT MLS Status Change
ACTIVE
5/20/2026Source: BRIGHT MLS Added to Database
May 20, 2026
5/20/2026Source: BRIGHT MLS Added to Database
May 20, 2026
12/3/2024Source: BRIGHT MLS Added to Database
August 10, 2021